Student Health Insurance
Graduate Student Health Insurance
Eligibility and Insurance Requirements for Graduate Assistants:
The Graduate School is pleased to offer subsidized health insurance to all graduate students holding an assistantship with appointments of 1/4 time or higher.
Graduate students not on assistantships, Law and PharmD students are not eligible for the subsidized plan, however those students are eligible to enroll on a voluntary basis. Voluntarily enrolled students must pay the full premiums directly to United Healthcare.
Additional information on voluntary enrollment is available on our University of Mississippi Health Services website.
Graduate assistants with appointments of 1/4 time or higher are required to participate in a health insurance program.* Enrollment and payroll deduction of premiums will be automatic upon appointment for each fall and spring term. Premiums will be subsidized by the university.
International students and students who WILL be on a graduate assistantship SHOULD NOT enroll themselves. They will be automatically enrolled by the Graduate School.
Program Highlights:
- 80% of negotiated charges for hospital visit, physician office visit (after $20 copay) or emergency room visit (after $150 copay), for preferred United Health Care providers.
- 100% of prescription drug coverage after Tier 1 $20 copay, Tier 2: $50 copay, Tier 3: $75 copay.
- Inpatient mental health and substance abuse expenses are covered at the preferred allowance after deductible, for preferred providers. Outpatient mental health and substance abuse expenses have a $20 copay and then are covered at the preferred allowance after deductible, for preferred care providers.
*Graduate assistants may request a waiver from participation in the above sponsored group plan if they already have comparable health insurance.
Additional Information:
Additional information can be found within our list of Frequently Asked Questions (FAQs) regarding student health insurance.
Spouse and child/dependent policies are available; for information, go to the insurance provider’s website
For more information about coverage, exclusions, network providers, waivers and voluntary participation forms, also visit the insurance provider’s website
To view the Insurance Plan document for the 2024-2025 academic year, please visit:
Domestic students plan document 2024-2025
International students plan document 2024-2025
The Summary Brochure for 2024-2025 academic year is available at:
Summary Brochure for domestic students 2024-2025
Summary Brochure for international students 2024-2025
To view the Insurance Plan document for the 2023-2024 academic year, please visit:
Domestic students plan document 2023-2024
International students plan document 2023-2024
The Summary Brochure for 2023-2024 academic year is available at:
Summary Brochure 2023-2024
For additional highlights of the plan, please see the links below:
Mississippi IHL Consortium FAQs
Note: Deductibles and co-pays are waived for covered services provided at the VB Harrison Student Health Center.
To find a Local Provider, please visit the insurance provider’s website
Insurance Premiums for Graduate Assistants
| Annual Premium | Fall Semester 8/15/2024 -1/14/2025 | Spring Semester 1/15/2025- 8/14/2025 |
|
|---|---|---|---|
| Graduate Assistant | |||
| 1/2 time | $694.20 | $291** | $403.20 |
| 1/4 time | $1504.10 | $630.50** | $867.10 |
| Unsubsidized Participant | $2314 | $970 | $1344 |
| Spouse Only | $2314 | $970 | $1344 |
| One Child | $2314 | $970 | $1344 |
| Two or More Children | $4628 | $1940 | $2688 |
| Spouse and Two or More Children | $6942 | $2910 | $4032 |
Effective 2024-2025, premiums for dependents can be paid to UnitedHealthcare Student Resources on a monthly basis.
** Current premiums, subject to change.
For a definition of 1/2 time and 1/4 time assistantships, please see the Graduate School’s Financial Aid information page