Student Health Insurance
Graduate Student Health Insurance
The Graduate School is pleased to offer subsidized health insurance to all graduate students holding an assistantship with appointments of 1/4 time or higher.
Graduate students not on assistantships, Law and PharmD students are not eligible for the subsidized plan, however those students are eligible to enroll on a voluntary basis. Voluntarily enrolled students must pay the full premiums directly to United Healthcare. Additional information on voluntary enrollment is available here: https://healthcenter.olemiss.edu/student-health-insurance/
Graduate assistants with appointments of 1/4 time or higher are required to participate in a health insurance program.* Enrollment and payroll deduction of premiums will be automatic upon appointment for each fall and spring term. Premiums will be subsidized by the university.
Program Highlights:
- 80% of negotiated charges for hospital visit, physician office visit (after $20 copay) or emergency room visit (after $150 copay) for preferred United Health Care providers
- 100% of prescription drug coverage after Tier 1 $20 copay, Tier 2: $50 copay, Tier 3: $75 copay.
- Inpatient mental health and substance abuse expenses are covered at the preferred allowance after deductible for preferred providers. Outpatient mental health and substance abuse expenses have a $20 copay and then are covered at the preferred allowance after deductible for preferred care providers.
*Graduate assistants may request a waiver from participation in the above sponsored group plan if they already have comparable health insurance.
For a listing of Frequently Asked Questions (FAQs) regarding student health insurance, please visit: https://olemiss.box.com/s/hbanzsaxvydfaupotmookbdrumwxwaxe
Spouse and child/dependent policies are available; for information, click the link below. https://uhcsr.com/olemiss
For more information about coverage, exclusions, network providers, waivers and voluntary participation forms, visit https://uhcsr.com/olemiss
To view the Insurance Plan document, please visit:
Domestic students plan document: https://olemiss.box.com/s/zt8oz3l9gp13kq6fppsqfizb4uxxfp2s
International students plan document: https://olemiss.box.com/s/dw79561wnlcp939pzozlt7rx1kq5xb28
For additional highlights of the plan, please see the links below:
Mississippi IHL Consortium FAQs: https://olemiss.box.com/s/950gbbc4b0fclnhul9p7ffsm2mrsrhxr
Fast Facts: https://olemiss.box.com/s/okw5k1jvkvefmjjk7brcvj9sy1enpabl
Summary Brochure: https://olemiss.box.com/s/2x7zrzgynp0u8vmof7a3of86xevc9nvc
* Note: Deductibles and co-pays are waived for covered services provided at the VB Harrison Student Health Center. To find a Local Provider, please visit https://uhcsr.com/olemiss
Insurance Premiums for Graduate Assistants
| Annual Premium | Fall Semester 8/15/2021 -1/14/2022 | Spring Semester 1/15/2022- 8/14/2022 |
|
|---|---|---|---|
| Graduate Assistant | |||
| 1/2 time | $601.20 | $252.30* | $348.90 |
| 1/4 time | $1302.60 | $546.65* | $755.95 |
| Unsubsidized Participant | $2004 | $841 | $1163 |
| Spouse Only | $2004 | $841 | $1163 |
| One Child | $2004 | $841 | $1163 |
| Two or More Children | $4008 | $1682 | $2326 |
| Spouse and Two or More Children | $6012 | $2523 | $3489 |
* Current premiums, subject to change.
For a definition of 1/2 time and 1/4 assistantships, please see our financial aid information page.
International students and students who WILL be on a graduate assistantship SHOULD NOT enroll themselves. They will be automatically enrolled by the Graduate School.