Graduate School

The University of Mississippi

Student Health Insurance

Effective immediately, Aetna members will have access to the following resources:

Aetna will waive co-pays for all diagnostic testing related to COVID-19. This policy will cover the test kit for patients who meet CDC guidelines for testing, which can be done in any approved laboratory location. Aetna will waive the member costs associated with diagnostic testing at any authorized location for all Commercial, Medicare and Medicaid lines of business. Self-insured plan sponsors will be able to opt-out of this program at their discretion. Aetna Student Health will also be waiving cost shares/coinsurance/copays for Covid-19 related inpatient claims.

For the next 90 days, Aetna will offer zero co-pay telemedicine visits for any reason. Aetna members should use telemedicine as their first line of defense in order to limit potential exposure in physician offices. Cost sharing will be waived for all video visits through the CVS MinuteClinic app, Aetna-covered Teladoc offerings and in-network providers delivering synchronous virtual care (live video-conferencing) for all Commercial plan designs. Self-insured plan sponsors will be able to opt-out of this program at their discretion.

Through Aetna’s Healing Better program, members who are diagnosed with COVID-19 will receive a care package containing CVS over-the-counter medications to help relieve symptoms. The package will also include personal and household cleaning supplies to help keep others in the home protected from potential exposure.

Through existing care management programs, Aetna will proactively reach out to members most at-risk for COVID-19. Care managers will walk members through what they can do to protect themselves, where to get information on the virus, and where to go to get tested.

Graduate Student Health Insurance

The Graduate School is pleased to offer subsidized health insurance to all graduate students holding an assistantship with appointments of 1/4 time or higher. Law and PharmD students are not eligible.

Graduate assistants with appointments of 1/4 time or higher are required to participate in a health insurance program.*  Enrollment and payroll deduction of premiums will be automatic upon appointment for each fall and spring term. Premiums will be subsidized by the university.

Program Highlights:

  • 80% of negotiated charges for hospital visit, physician office visit (after $30 copay) or emergency room visit (after $250 copay) for preferred AETNA Network care providers
  • 100% of prescription drug coverage; after $15 copay for each generic drug or $45 copay for preferred brand name drugs and $75 copay for non-preferred brand name drugs
  • 80% of inpatient mental health expenses and 50% of outpatient mental health and substance abuse expenses for preferred care providers.

*Graduate assistants may request a waiver from participation in the above sponsored group plan if they already have comparable health insurance.

For a listing of Frequently Asked Questions (FAQs) regarding student health insurance, click HERE.

Spouse and child/dependent policies are available; for information, click the link below.

For more information about coverage, exclusions, network providers, waivers and voluntary participation forms, visit Aetna Student Health and click University of Mississippi under “Find your school.”

To view the Insurance Plan document, click HERE.

Find a Local Provider  * Note: A referral from the Harrison Student Health Center is required when the center is open, except in true emergencies.

Premium and Subsidy Plan for Graduate Assistants

Annual Premium Fall Semester
8/15/2020 -1/14/2021
Spring Semester
1/15/2021- 8/14/2021
Graduate Assistant
1/2 time $601.20 $252.30* $348.90
1/4 time $1302.60 $546.65* $755.95
Unsubsidized Participant $2004 $841 $1163
Spouse Only $2004 $841 $1163
Child/Dependent $2004 $841 $1163
More than one Child $4008 $1682 $2326

* Current premiums, subject to change.

For a definition of 1/2 time and 1/4 assistantships, please see our financial aid information page here.

International students and students who WILL be on a graduate assistantship SHOULD NOT enroll themselves. They will be automatically enrolled by the Graduate School.

Download (PDF, Unknown)